Contactless cards

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Contactless cards

Postby Bend it like Repka on Thu Jun 07, 2018 7:37 am

Are the most stupid idea ever.

I managed to drop mine last week at the races and some scumbag who found it decided to run up £150 on it before I realised it was gone.

I was always happy putting my pin in, I never asked for contactless, and in the back of my mind I always knew they were dumb. For some reason I thought there was a daily limit on them before the pin was needed, but turns out that is not the case. As long as the transaction is below £30 they can be used constantly.

It's costing the banks millions. Is it really that hard to put your PIN in when you make a purchase. Does everything have to be the utmost in convenience?

I've asked for my replacement not to have it on. I've never lost a card before and probably never will again but not taking the chance.
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Re: Contactless cards

Postby somerset-hammer on Thu Jun 07, 2018 7:46 am

In a world where everyone is in a rush, it appears the time it takes to put your PIN into the terminal, isn't quick enough.

I've often wondered what would happen in the case of losing your card, and it just makes things easier for those untrustworthy ***** who find it.

I'm with you mate, really don't see the point in it.

Any chance of getting your money back, or is it hard to prove?
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Re: Contactless cards

Postby -DL- on Thu Jun 07, 2018 7:55 am

I requested non-contactless with my bank, to which they obliged.

I can still use the card with Google pay on my phone though, which requires my finger print to unlock. I much prefer doing it that way, as my card can't be used contactless if lost, and if I lose my phone, it won't unlock without my fingerprint.
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Re: Contactless cards

Postby DasNutNock on Thu Jun 07, 2018 8:04 am

-DL- wrote:I requested non-contactless with my bank


That is actually a bloody great idea.
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Re: Contactless cards

Postby Clacton-ammer on Thu Jun 07, 2018 8:10 am

Agree BILR, I do use my contactless card, but had the same thoughts, it's ripe for fraud if you lose it.

Did not realise you could order non-contactless cards, will go that way myself.
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Re: Contactless cards

Postby Wembley1966 on Thu Jun 07, 2018 8:57 am

I have contactless cards, but have exactly the same cards registered on Google Pay. I use the phone mainly for paying for drinks - you get served quicker which in turn helps the people waiting behind you get their drink quicker!
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Re: Contactless cards

Postby Bend it like Repka on Thu Jun 07, 2018 9:14 am

somerset-hammer wrote:
Any chance of getting your money back, or is it hard to prove?


Banks can refund at their discretion. They may not refund the first £50.

I've been long term with mine and they are being helpful. I've had all the bar money back, and the rest are still being investigated.

Because banks refund it is costing them millions.
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Re: Contactless cards

Postby davids cross on Thu Jun 07, 2018 9:28 am

Wembley1966 wrote:I have contactless cards, but have exactly the same cards registered on Google Pay. I use the phone mainly for paying for drinks - you get served quicker which in turn helps the people waiting behind you get their drink quicker!


I use Google Pay too. Mostly for everything. The bigger purchase I would use cash ......or make a point of taking my credit card, which I don't carry.

I still turn the NFC action off after paying. Despite Google Pay saying you have to access the phone before you can make a payment, I've actually managed to make a payment without lighting the phone up or using my password. that made me feel vulnerable.

So, the NFC gets turned off. You do need to access through the phones password to change that, naturally.

Wish it turned on and off automatically.
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Re: Contactless cards

Postby davids cross on Thu Jun 07, 2018 9:38 am

-DL- wrote:I can still use the card with Google pay on my phone though, which requires my finger print to unlock. .


Leggers,

Try using your fingerprint immediately after you've had a bath or done a bit of sand papering.

I've done both and my phone won't recognise that I'm actually the same man that I was before the bath or before the sand papering.

Image
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Re: Contactless cards

Postby mushy on Thu Jun 07, 2018 9:50 am

Same here Davids Cross.
After a days painting and sanding my finger print is no longer my own.

As for cards that use a PIN, please God no. I have spent half my life in pubs waiting for someone to buy a £6 drink with a card that needs a PIN, a PIN that they cannot quite remember.

Why take a card out in the first place? Has nobody ever heard of cash?
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Re: Contactless cards

Postby davids cross on Thu Jun 07, 2018 9:57 am

mushy wrote:Same here Davids Cross.
After a days painting and sanding my finger print is no longer my own.


Yeah,,

I've reverted to a password.......a number actually.

Otherwise I have to keep updating the finger... :)
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Re: Contactless cards

Postby Clacton-ammer on Thu Jun 07, 2018 10:11 am

Try bathing/showering more frequently.....
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Re: Contactless cards

Postby Monkeybubbles on Thu Jun 07, 2018 10:25 am

Bend it like Repka wrote:Are the most stupid idea ever.

I managed to drop mine last week at the races


Yes, it's the card that's stupid.
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Re: Contactless cards

Postby Wembley1966 on Thu Jun 07, 2018 10:27 am

Try bathing/showering less frequently.....then you won't have so many problems.
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Re: Contactless cards

Postby davids cross on Thu Jun 07, 2018 10:33 am

Wembley1966 wrote:Try bathing/showering less frequently.....then you won't have so many problems.


I'm thinking of stretching it from the weekly to the monthly.

Clackers idea is frankly too girlie.... :D
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Re: Contactless cards

Postby Hummer_I_mean_Hammer on Thu Jun 07, 2018 11:01 am

davids cross wrote:
Otherwise I have to keep updating the finger... :)
ooh err missus
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Re: Contactless cards

Postby Balhamite on Thu Jun 07, 2018 11:32 am

One of the places I get my lunch from in london is now card only - cash not accepted.....
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Re: Contactless cards

Postby chigwells finest on Thu Jun 07, 2018 11:37 am

[qote="davids cross"]
Wembley1966 wrote:Try bathing/showering less frequently.....then you won't have so many problems.


I'm thinking of stretching it from the weekly to the monthly.
im sure half the people i shared a central line carriage with last night had the same idea . i know its hard sometimes to not sweat ., but it was seriously humming last night
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Re: Contactless cards

Postby Bend it like Repka on Thu Jun 07, 2018 1:07 pm

Balhamite wrote:One of the places I get my lunch from in london is now card only - cash not accepted.....


But I went into a shop the other day that wouldn't let me spend anything less than £5, even on a debit card
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Re: Contactless cards

Postby Crouchend_Hammer on Thu Jun 07, 2018 1:34 pm

We will all be paying via microchips under the skin in the not too distant future anyway
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